Panama property, approached as a clear decision

We help international buyers choose the right area, understand the market, and buy with clarity — asset, status, and a clear exit.

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  • Licensed local agency · since 2010
  • 9 languages · 3 regions
  • Qualified Investor $300k
  • 43.8% of sales to foreigners — 2023
  • USD — no FX risk
  • 6–9% rental yield
  • Johns Hopkins-affiliated hospital
  • Pensionado $1,000/mo
  • 0% tax on foreign income
  • $300kQualified Investor residency — all nationalities
  • 0%tax on foreign income (territorial)
  • 43.8%of sales to foreign buyers — 2023 record
  • 6–9%gross rental yield in key areas

Why work with us

  • Guided search

    We don't just list homes — we help you see which areas truly fit your goal, budget and lifestyle.

  • Support in your language

    From the first call to the short-list, clear explanations and steady guidance in English.

  • Local insight

    We help you read Panama as a foreign buyer: neighbourhoods, projects, timelines, priorities.

Panama vs the world

Indicator
Panama
Gross rental yield
6–9%
Price per m² (city centre)
~$2,100
Tax on foreign income
0%
Currency
USD (since 1904)
Annual property tax (primary)
0% (<$120k)
Investor residency
$300k · 2–4 mo
Foreign-buyer rights
= citizens
Spain
4.5–5.4%
~$4,500
19–47%
EUR
0.4–1.1%
€500k · 1 yr
= citizens (EU)
Portugal
4.2–5.1%
~$4,200
20–48%
EUR
0.3–0.8%
€500k · 6 mo
= citizens (EU)
Dubai
5–6%
~$4,800
0%
AED
0%
AED 2M · 3 mo
freehold zones
Germany
2–3%
~$6,000
14–45%
EUR
0.2–1.1%
—
= citizens
IndicatorPanamaSpainPortugalDubaiGermany
Gross rental yield6–9%4.5–5.4%4.2–5.1%5–6%2–3%
Price per m² (city centre)~$2,100~$4,500~$4,200~$4,800~$6,000
Tax on foreign income0%19–47%20–48%0%14–45%
CurrencyUSD (since 1904)EUREURAEDEUR
Annual property tax (primary)0% (<$120k)0.4–1.1%0.3–0.8%0%0.2–1.1%
Investor residency$300k · 2–4 mo€500k · 1 yr€500k · 6 moAED 2M · 3 mo—
Foreign-buyer rights= citizens= citizens (EU)= citizens (EU)freehold zones= citizens

Figures are approximate market references and may change. Verify details with an advisor or lawyer.

Who we serve

Typical scenarios

  • A North-American retiree: pension + healthcare

    chose the highlands (Boquete), Pensionado.

  • A Latin-American investor: USD capital protection

    city, Qualified Investor $300k+.

  • A European buyer: Plan B + yield

    coast, Friendly Nations.

Illustrative examples, not real clients

Featured properties

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Esplora sulla mappa

Tutte le proprietà sulla mappa di Panamá

Paths to residency

  • Pensionado

    Minimum
    $1,000/mo
    Timeline
    4–8 mo
    Note
    lifetime pension income

  • Friendly Nations

    Minimum
    Job offer / business
    Timeline
    3–6 mo
    Note
    job offer or business ties

  • Qualified Investor

    Minimum
    $300,000
    Timeline
    2–4 mo
    Note
    real-estate investment, all nationalities

  • Self-Solvency

    Minimum
    $2,000/mo
    Timeline
    4–6 mo
    Note
    passive income
ProgramMinimumTimelineNote
Pensionado$1,000/mo4–8 molifetime pension income
Friendly NationsJob offer / business3–6 mojob offer or business ties
Qualified Investor$300,0002–4 moreal-estate investment, all nationalities
Self-Solvency$2,000/mo4–6 mopassive income

Programs and terms change — confirm current rules with a licensed Panamanian lawyer. No guarantees.

Good to know

  • Healthcare

    Panama City has a Johns Hopkins-affiliated hospital (Punta Pacífica). Private care is generally well below North-American and European rates; expat areas have English- and Spanish-speaking clinics. International private insurance is typical for retirees (≈$200–$450/mo per couple — a reference). Verify current options.

  • Legal safety

    Purchases register in Panama's Public Registry (government-backed title, escritura). Foreigners hold the same property rights as citizens. Attorney-led due diligence (ownership, permits, zone) before anything is recommended. Confirm specifics with a licensed Panamanian lawyer.

  • USD & taxes

    A US-dollar economy since 1904 — no FX risk. Territorial system: 0% on foreign income. Property taxes are low (again, verify per property). Route specifics to a tax professional.

How we work

  1. Understand the goal

    Residency, investment, second home or relocation — we start here.

  2. Select the areas

    We propose locations that fit your profile.

  3. Build the short-list

    We compare homes and areas with clear criteria.

  4. Visit & decide

    We arrange visits and calls for a confident choice.

Frequently asked

Ready to take the first step?

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